Get Your Loan Back on Track
We specialize in crafting flexible, win-win solutions that benefit American homeowners facing financial difficulties.
Certified & Trusted Professionals
Our Credentials
Certified Professional Receivables Company
Certification Number: C2402-1182
Certified Receivables Compliance Professional
Gretchen Frascella | Cert#: P2002-1348
About USMR
A Humanitarian Approach to Mortgage Resolution
As your new lender, US Mortgage Resolution (USMR) is the decision-maker on all loan resolutions and modifications. Although we weren't your original lender, we are now your lender of record after acquiring your loan from PNC Bank.
We are a private mortgage investment management company specializing in managing and working out defaulted residential mortgages.
Our Workout Specialists are flexible and creative in arriving at a win-win solution. We help homeowners who are frustrated with challenging modification requirements get on a path to a more secure financial future.
Note: Land Home Financial Services is your new loan servicer, which means they will receive your payments and provide monthly statements once we have completed the resolution process together.
Understanding Your Situation
Let's Find the Right Path Forward
Every situation is unique. Because of our specialized nature, we get to know each homeowner’s situation in detail and jointly craft a solution that works for everyone.
What happened?
Your mortgage loan is in default and may be at risk of foreclosure.
What happened that caused you to stop paying this debt?
Where are you now?
Times are tough, and life is uniquely stressful right now.
How are you doing? Are you currently employed or seeking new opportunities?
What do you want to do?
We're here to help you navigate your options.
Whether you want to keep your property and start making monthly payments or sell the property and get out of debt.
Real Results
Success Stories
Real success stories from homeowners like you.
*Names are anonymized to protect our clients' privacy.
Craig & Sandra
To bring their loan current, USMR offered a modification with a small down payment and affordable monthly payment.
Eric
Fell behind in 2015. After USMR acquired the loan, we helped Eric settle the remaining balance in 2019.
Betsy
Borrowed in 2004 and went into default in 2017. USMR was able to help Betsy settle the remaining balance in early 2019.
Yeshi
Fell behind in 2009. We helped Yeshi settle the remaining balance on their $232,800.00 loan in 2015.
Paul & Linda
Defaulted in 2014. After USMR purchased the loan, we helped them settle their balance for roughly 50% in 2020.
James & Leila
We were able to help James & Leila with a short-sale of their property to resolve the outstanding balance of $26,122.94 for $15,485.76.
Get in Touch
Let's Discuss Your Options
During these difficult times, our goal is to make it as easy as possible for you to communicate with us regarding your past-due mortgage. Reach out today to start the resolution process.