Your Mortgage Holder
We own your loan.
Let's solve it together.
US Mortgage Resolution purchased your mortgage and we want to work directly with you to find a resolution. Search below to see your options.
How It Works
Three simple steps to resolution
Our process is straightforward, secure, and designed around you.
Search
Enter your loan number, name, or address to get started.
Click "Find My Loan" in the upper right or scroll up to enter your address, loan number, or name. We’ll search our records to locate your mortgage.
Verify
Confirm your identity through a quick, secure verification.
Securely provide the last four digits of your SSN to verify your identity. This information is encrypted and never stored in plain text.
Resolve
Work with us to find the best solution for your situation.
Once verified, you’ll have access to your borrower portal where a dedicated resolution advisor will help you explore options like loan modifications, repayment plans, or settlements.
Who We Are
We are the holder of your mortgage
US Mortgage Resolution purchases non-performing residential mortgage loans. If you received a letter from us, it means we now hold your note and mortgage — and we want to work with you. We are not a third-party service, a counseling agency, or a scam. We are the actual owner of your loan.
Our goal is not to foreclose — it is to find a resolution that works for your life. Whether that is a loan modification, a repayment plan, a settlement, or a payoff, we meet you where you are and help you move forward. Financial setbacks should not define your future.
Certified companyRMAi Certification #C2402-1182
Common Questions
You have questions. We have answers.
If you received a letter from us, here is what you need to know.
We purchased your mortgage loan from your previous lender or servicer. This is a common practice in the mortgage industry. We are now the legal holder of your note and mortgage, and we are reaching out to work with you on a resolution.
We understand the concern. You can verify our ownership of your loan by checking the recorded Assignment of Mortgage at your county recorder’s office. The assignment will show the transfer of your mortgage into US Mortgage Resolution Trust. This is a public record you can look up independently. We are also an RMAi Certified company (Certification #C2402-1182).
Your original lender sold or transferred your loan, which may have happened one or more times before it reached us. This does not change the terms of your original note — it only changes who holds it. We are now the party you work with to resolve your mortgage.
Our goal is not to foreclose. We want to find a resolution that works for you. Options may include a loan modification with affordable payments, a repayment plan, a settlement, or a discounted payoff. We have helped over 1,000 families find a path forward.
Every situation is different, but common resolutions include: loan modifications (restructured payments you can afford), repayment plans, discounted payoffs (pay less than the full balance), settlements, or full payoffs. Your dedicated resolution advisor will walk you through what makes sense for your situation.
No. There is no cost to search for your loan, verify your identity, or speak with our team. This portal is provided so you can securely access your loan information and work toward a resolution.
If you believe your loan was already resolved, discharged in bankruptcy, or paid off, please contact us. We will review your account and, if there has been an error, we will correct it. You can call us at 484-498-8256 or search for your loan above to get started.
Still have questions? Call us directly at 484-498-8256
Real Results
Stories from homeowners like you
After their original lender sold the loan, these homeowners worked directly with us to find a resolution. Every situation is different.
Angela
Had a $45,000 second mortgage that went into default after an unexpected job loss.
Outcome: Paid off the full balance and cleared the lien from her property.
Sharon
Owed $97,000 on a second mortgage with a $44,887 balance remaining after years of non-payment.
Outcome: Loan modified with $633/month payments — now performing and on track.
Kevin
Fell behind on a $70,000 second mortgage but had significant equity in his California home.
Outcome: Modified to $235/month — affordable payments to resolve the $25,257 balance.
Robert & Maria
Owed $132,731 on a second mortgage with limited equity in their home.
Outcome: Satisfied with a discounted payoff for $115,308 — saving over $17,000.
Thomas
Carried a $300,000 second mortgage with negative equity after a prolonged financial hardship.
Outcome: Paid off the balance in full at $212,374 — debt fully resolved.
Grace
Had an $85,100 second mortgage with an $84,205 payoff balance after falling behind.
Outcome: Loan modified at $669/month — back on track and making regular payments.
Ready to take the first step?
Search for your loan to see your options, or call us directly. We are the holder of your mortgage and we are here to help you resolve it.